/* Temple Financial Group — site styles */
:root{
  --ink:#10262E; --ink-deep:#0A1D23; --ink-line:#2A4650;
  --paper:#FBF9F4; --ground:#F5F1E8; --sand:#EDE6D8; --line:#E4DCCB; --line-2:#D9CFBC;
  --brass:#C7A56E; --brass-text:#8A6A3A; --brass-hover:#6E5329;
  --text:#34474D; --muted:#56646A; --on-ink:#D5DDDB; --on-ink-2:#9DB0B0; --pale:#E8DCC4;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',sans-serif;
  --pad:clamp(20px,5.5vw,80px);
  --max:1440px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--sans);background:var(--ground);color:var(--ink);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--brass-text)} a:hover{color:var(--brass-hover)}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:4px}
.wrap{max-width:var(--max);margin:0 auto;padding-left:var(--pad);padding-right:var(--pad)}
.serif{font-family:var(--serif)}
.eyebrow{font-size:13px;letter-spacing:.24em;text-transform:uppercase;font-weight:600;color:var(--brass-text);margin:0}
.on-ink .eyebrow,.eyebrow.light{color:var(--brass)}
.skip{position:absolute;left:-9999px;top:0;background:var(--paper);padding:12px 16px;z-index:100}
.skip:focus{left:12px;top:12px}

/* top bar */
.topbar{background:var(--ink-deep);color:#C9D3D1;font-size:13px}
.topbar .wrap{display:flex;justify-content:space-between;gap:24px;padding-top:10px;padding-bottom:10px}
.topbar .contact{white-space:nowrap}

/* header */
.site-header{background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .wrap{height:96px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink)}
.brand-text{display:flex;flex-direction:column;gap:4px}
.brand-name{font-family:var(--serif);font-size:28px;font-weight:600;line-height:1}
.brand-sub{font-size:11px;letter-spacing:.28em;text-transform:uppercase;color:var(--muted)}
.main-nav{display:flex;gap:36px;align-items:center}
.main-nav a{font-size:15px;font-weight:500;color:var(--ink);text-decoration:none;padding:12px 0;border-bottom:2px solid transparent}
.main-nav a:hover{border-bottom-color:var(--line-2)}
.main-nav a[aria-current="page"]{font-weight:600;border-bottom-color:#9C7A45}
.main-nav a.btn-login{color:var(--paper);background:var(--ink);padding:14px 24px;border-radius:999px;font-weight:600;font-size:14px;border:none}
.main-nav a.btn-login:hover{background:#1C3A44}
.menu-toggle{display:none;background:none;border:1px solid var(--line-2);border-radius:10px;width:48px;height:48px;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}

/* buttons */
.btn{display:inline-block;font-size:15px;font-weight:600;text-decoration:none;padding:16px 28px;border-radius:999px;font-family:inherit;border:none;cursor:pointer;text-align:center}
.btn-ink{background:var(--ink);color:var(--paper)} .btn-ink:hover{background:#1C3A44;color:var(--paper)}
.btn-brass{background:var(--brass);color:var(--ink)} .btn-brass:hover{background:#D4B684;color:var(--ink)}
.btn-ghost{color:var(--paper);border:1px solid #5D7880;padding:15px 28px} .btn-ghost:hover{border-color:var(--pale);color:var(--paper)}

/* sections */
.on-ink{background:var(--ink);color:var(--paper)}
.sand{background:var(--sand)}
.section{padding-top:clamp(64px,8vw,120px);padding-bottom:clamp(64px,8vw,120px)}
h1,h2,h3{margin:0}
.h-display{font-family:var(--serif);font-weight:500;font-size:clamp(56px,8vw,74px);line-height:.95;color:var(--paper)}
.h-page{font-family:var(--serif);font-weight:500;font-size:clamp(52px,7vw,96px);line-height:.95;color:var(--paper)}
.h2{font-family:var(--serif);font-weight:500;font-size:clamp(36px,4vw,56px);line-height:1.06}
.h3{font-family:var(--serif);font-weight:600;font-size:30px;line-height:1.15}
.lead-ink{font-size:19px;line-height:1.7;color:var(--on-ink);margin:0;max-width:600px}
.body{font-size:17px;line-height:1.75;color:var(--text);margin:0}

/* hero */
.hero .wrap{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;padding-top:clamp(64px,7vw,104px);padding-bottom:clamp(64px,7vw,112px)}
.hero-copy{display:flex;flex-direction:column;gap:28px}
.hero-copy h1 .dot{font-style:italic;color:var(--brass)}
.hero-art{display:flex;justify-content:center}
.btn-row{display:flex;gap:16px;flex-wrap:wrap;padding-top:8px}

.page-hero .wrap{padding-top:clamp(64px,7vw,96px);padding-bottom:clamp(64px,7vw,96px);display:flex;justify-content:space-between;align-items:flex-end;gap:48px}
.page-hero .stack{display:flex;flex-direction:column;gap:20px}
.page-hero.split .wrap{display:grid;grid-template-columns:1fr 1fr;align-items:end}

/* divisions */
.head-row{display:flex;justify-content:space-between;align-items:flex-end;gap:48px;margin-bottom:56px}
.head-row .stack{display:flex;flex-direction:column;gap:16px;max-width:760px}
.head-row a{font-size:15px;font-weight:600;text-decoration:none;padding:12px 0;white-space:nowrap}
.divisions{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:20px;list-style:none;margin:0;padding:0}
.divisions li{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:32px 28px;display:flex;flex-direction:column;justify-content:space-between;gap:56px;min-height:220px}
.divisions .num{font-family:var(--serif);font-size:22px;color:var(--brass-text)}
.divisions .name{font-family:var(--serif);font-size:32px;font-weight:600;line-height:1.1}

.division-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line-2)}
.division-list li{display:flex;align-items:center;gap:48px;padding:28px 0;border-bottom:1px solid var(--line-2)}
.division-list .num{width:64px;font-family:var(--serif);font-size:24px;color:var(--brass-text);flex-shrink:0}
.division-list .name{font-family:var(--serif);font-size:clamp(30px,3.4vw,44px);font-weight:500}

/* commitment */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.two-col.center{align-items:center}
.stack-20{display:flex;flex-direction:column;gap:20px}
.stack-32{display:flex;flex-direction:column;gap:32px}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.fact{border-radius:16px;padding:40px 32px;display:flex;flex-direction:column;gap:16px}
.fact.dark{background:var(--ink)} .fact.dark span{color:var(--on-ink)}
.fact.light{background:var(--paper);border:1px solid var(--line-2)} .fact.light span{color:var(--text)}
.fact .big{font-family:var(--serif);font-size:clamp(72px,7vw,96px);line-height:.9;color:var(--brass)!important}
.fact span{font-size:16px;line-height:1.6}

/* contact + login */
.addr-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.addr-grid p{margin:0;font-size:17px;line-height:1.75;color:var(--text)}
.addr-grid strong{color:var(--ink)}
.card{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:clamp(28px,4vw,48px);display:flex;flex-direction:column;gap:24px}
.card.dark{background:var(--ink);border:none}
.card-title{display:flex;align-items:center;gap:14px}
.card-title h2{font-family:var(--serif);font-weight:600;font-size:36px;line-height:1.1}
.card.dark h2{color:var(--paper)}
.field{display:flex;flex-direction:column;gap:8px}
.field label{font-size:14px;font-weight:600}
.field input{height:52px;border:1px solid #CFC5B1;border-radius:10px;padding:0 16px;font-size:16px;background:#fff;font-family:inherit;color:var(--ink)}
.field input:focus{outline:2px solid var(--brass);outline-offset:1px;border-color:var(--brass)}
.note{margin:0;font-size:14px;line-height:1.6;color:var(--muted)}
.btn-block{width:100%;height:52px;padding:0}

/* privacy */
.intro-serif{margin:0;max-width:1080px;font-family:var(--serif);font-size:clamp(26px,2.6vw,34px);line-height:1.35;font-weight:500}
.tips{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.tip{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:36px 32px;display:flex;flex-direction:column;gap:18px}
.tip p{margin:0;font-size:16px;line-height:1.7;color:var(--text)}
.tip.dark{background:var(--ink);border:none} .tip.dark h2{color:var(--paper)} .tip.dark p{color:var(--on-ink)}

/* about */
.about-intro{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:32px}
.about-intro .big{grid-column:span 7;margin:0;font-family:var(--serif);font-size:clamp(28px,2.8vw,38px);line-height:1.3;font-weight:500}
.about-intro .small{grid-column:9/span 4;margin:0;font-size:18px;line-height:1.75;color:var(--text);align-self:end}

/* legal */
.legal{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:32px;align-items:start}
.toc{grid-column:span 3;display:flex;flex-direction:column;gap:4px;border-left:1px solid var(--line-2);padding-left:20px;position:sticky;top:120px}
.toc .eyebrow{padding-bottom:12px}
.toc a{font-size:15px;color:var(--ink);text-decoration:none;padding:10px 0}
.toc a:hover{color:var(--brass-text)}
.legal article{grid-column:5/span 8;display:flex;flex-direction:column;gap:28px;font-size:17px;line-height:1.75;color:var(--text)}
.legal article p{margin:0}
.legal article h2{margin-top:24px;font-family:var(--serif);font-size:38px;font-weight:600;color:var(--ink);line-height:1.15;scroll-margin-top:120px}
.notice{background:var(--ink);color:var(--paper);border-radius:14px;padding:24px 28px;display:flex;gap:16px;align-items:center;font-size:16px;line-height:1.6}
.caps{font-size:15px;letter-spacing:.02em;font-weight:600;color:var(--ink)}
.caps-box{background:var(--sand);border-radius:14px;padding:32px;font-size:14px!important;line-height:1.8!important;letter-spacing:.02em;color:#2A3C42}

/* contact page */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.contact-grid .card p{margin:0;font-size:18px;line-height:1.75;color:var(--text)}
.contact-grid .card strong{color:var(--ink)}
.phone-lines{display:flex;flex-direction:column;gap:6px;font-size:20px;line-height:1.6}
.phone-lines .k{color:var(--muted);display:inline-block;width:72px}
.phone-lines a,.phone-lines b{color:var(--ink);text-decoration:none;font-weight:600}
.email-big{font-family:var(--serif);font-size:clamp(30px,3.2vw,44px);font-weight:500;color:var(--pale);text-decoration:none;word-break:break-word}
.email-big:hover{color:#fff}

/* login page */
.login-page{background:var(--ink);min-height:100vh;display:flex;flex-direction:column}
.login-page .site-header{background:transparent;border-bottom:1px solid var(--ink-line);position:static}
.login-page .brand-name{color:var(--paper)} .login-page .brand-sub{color:var(--on-ink-2)}
.back{font-size:15px;font-weight:600;color:var(--pale);text-decoration:none;padding:12px 0}
.back:hover{color:#fff}
.login-main{flex-grow:1;display:flex;align-items:center}
.login-main .wrap{width:100%;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;padding-top:64px;padding-bottom:64px}
.login-copy{display:flex;flex-direction:column;gap:28px}
.login-copy p{margin:0;font-size:17px;line-height:1.75;color:var(--on-ink);max-width:520px}
.login-copy a{align-self:flex-start;font-size:15px;font-weight:600;color:var(--brass);text-decoration:none;padding:12px 0}
.login-card{background:var(--paper);border-radius:24px;padding:clamp(32px,4vw,56px);display:flex;flex-direction:column;gap:24px;max-width:520px;width:100%;justify-self:end}
.login-strip{border-top:1px solid var(--ink-line);font-size:13px;color:var(--on-ink-2)}
.login-strip .wrap{display:flex;justify-content:space-between;gap:32px;padding-top:24px;padding-bottom:24px}

/* footer */
.site-footer{background:var(--ink);color:#C9D3D1}
.site-footer .wrap{padding-top:80px;padding-bottom:40px;display:flex;flex-direction:column;gap:56px}
.foot-cols{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:48px}
.foot-col{display:flex;flex-direction:column;gap:14px;font-size:15px;line-height:1.7}
.foot-col p{margin:0}
.foot-col .eyebrow{font-size:12px}
.foot-col a{color:var(--pale);text-decoration:none} .foot-col a:hover{color:#fff}
.foot-links{gap:10px}
.site-footer .brand-name{color:var(--paper)} .site-footer .brand-sub{color:var(--on-ink-2)}
.foot-bottom{border-top:1px solid var(--ink-line);padding-top:24px;display:flex;justify-content:space-between;gap:32px;font-size:13px;color:var(--on-ink-2)}
.nowrap{white-space:nowrap}

/* responsive */
@media (max-width:1180px){
  .main-nav{gap:24px}
  .divisions{grid-template-columns:repeat(3,minmax(0,1fr))}
  .two-col{gap:56px}
}
@media (max-width:1024px){
  .menu-toggle{display:inline-flex}
  .main-nav{display:none;position:absolute;top:96px;left:0;right:0;background:var(--paper);flex-direction:column;align-items:stretch;gap:0;padding:8px var(--pad) 24px;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(16,38,46,.08)}
  .main-nav.open{display:flex}
  .main-nav a{padding:16px 0;border-bottom:1px solid var(--line)}
  .main-nav a[aria-current="page"]{border-bottom-color:var(--line);color:var(--brass-text)}
  .main-nav a.btn-login{margin-top:16px;text-align:center;border-bottom:none}
  .hero .wrap,.two-col,.page-hero.split .wrap,.login-main .wrap{grid-template-columns:1fr}
  .hero-art svg{width:min(420px,100%);height:auto}
  .legal .toc{display:none}
  .legal article{grid-column:1/-1}
  .about-intro .big,.about-intro .small{grid-column:1/-1}
  .foot-cols{grid-template-columns:1fr 1fr}
  .login-card{justify-self:start}
}
@media (max-width:720px){
  .topbar .wrap{flex-direction:column;gap:4px}
  .site-header .wrap{height:80px}
  .main-nav{top:80px}
  .brand-name{font-size:24px}
  .divisions{grid-template-columns:1fr 1fr}
  .divisions li{min-height:160px;gap:32px}
  .divisions .name{font-size:26px}
  .head-row{flex-direction:column;align-items:flex-start;gap:16px;margin-bottom:36px}
  .page-hero .wrap{flex-direction:column;align-items:flex-start}
  .page-hero .deco{display:none}
  .facts,.addr-grid,.tips,.contact-grid,.foot-cols{grid-template-columns:1fr}
  .division-list li{gap:20px}
  .foot-bottom,.login-strip .wrap{flex-direction:column;gap:8px}
  .nowrap{white-space:normal}
}
@media (max-width:420px){ .divisions{grid-template-columns:1fr} }